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Don't block three months' rent in a bank account! With the rental guarantee without a bank deposit, you pay an annual premium and can freely dispose of your savings - an offer in cooperation with SwissCaution.

  • Rental guarantee replaces your rental deposit
  • No period of notice
  • Favourable conditions for young people under the age of 26
  • Rental guarantee certificate within 24 hours
  • Loyalty Program
  • HomeAssistance

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Eyecatcher title under 26 Benefit now

Yes, I want a rental guarantee without bank deposit

Receive by e-mail
Straight away online

  • Quickly online
  • Within 24 hours
  • Delivery by e-mail

In a branch
Simple and personal

  • Personal advice
  • Several payment methods are available
  • Delivery by e-mail

Loyalty Program
The longer you stay, the less you pay

After 2 complete years, you get 10% off the base premium, plus you can enjoy a discount of up to 30% as a reward for your loyalty.

The loyalty program can be combined with the Youth Offer.


Lost keys, water leaks: these things can happen when you move into a new flat. Not a problem with SwissCaution. Our guarantee is the only one in Switzerland to cover emergencies by giving you free access to a 24/7 assistance service and covers losses of up to CHF 1,000 per incident.

Find out more

In a branch
Take out a SwissCaution rental guarantee

  • Select branch

    Select a branch with the SwissCaution service and enquire about the rental guarantee without bank deposit from SwissCaution.

  • What to bring with you

    Please bring a copy of an official ID document (foreigners’ residence permit: B, C, F or B refugee) for all persons mentioned in the rental agreement and a copy of the rental agreement.

  • Note

    All persons mentioned in the rental agreement must present themselves at the post office counter, bring a copy of official identification and sign the application.

  • Payment

    In your confirmation e-mail you will find all the payment methods available for paying your annual premium (credit card, PostFinance, QR-bill, Twint).

  • A certificate will be issued immediately

    Your SwissCaution rental guarantee certificate will be sent to your real estate agency immediately, and you will also receive a copy.


SwissCaution was founded in 1991 and is the first insurance company to offer rental guarantees without a bank deposit. With more than 400,000 customers and rental guarantees insured for over one billion francs, SwissCaution is the leading provider of rental guarantees without bank deposit in Switzerland. The company works with over 2,500 real estate partners throughout Switzerland.

Swiss Post has offered rental guarantees without bank deposits in its larger self-operated branches since 2009 in close partnership with SwissCaution. The cooperation between these two Swiss companies ensures a high level of availability of the offer.


Eyecatcher title New Eyecatcher text

New: Rental guarantee without bank deposit for your business premises

Have you found new business premises but don’t want to block a large amount in a bank account for your rental deposit? Stay financially flexible and take out a rental guarantee without bank deposit – a service offered by Swiss Post in association with SwissCaution.

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